Citizens Further Expands Corporate Banking Capabilities by Adding West Region, New Midwest Leadership

Citizens Commercial Banking has established a West Region and tapped a new leader for its Midwest Region, further broadening and deepening its capabilities and reach.

These moves bring additional local focus and expertise to bear as Citizens continues to grow its nationwide roster of corporate clients.

David Musicant joins Citizens as the leader of its newly established West Region. Musicant, based in Los Angeles, has more than 30 years of banking experience and most recently served as a managing director at Fifth Third Bank where he led their geographic expansion on the West Coast. Prior to that, he had a 20-year career at Union Bank, most recently serving as group head of their Specialized Industries/Expansion Markets team.

The West Region team will serve existing and new corporate banking clients in Arizona, California, Nevada, Oregon and Washington. Previously, Citizens had announced the West Coast expansion of its Commercial Real Estate business.

Jim Malz joins Citizens as its new Midwest Region executive and Ohio President. Malz, who is based in Cleveland, joins Citizens after a successful 18-year career with JP Morgan, where he was most recently head of the Middle Market Banking and Specialized Industries business in Ohio. Malz succeeds Joseph Giampetroni, who will be leaving Citizens to pursue other opportunities.

“Dave and Jim are both proven leaders in their regions who have long track records of building and leading corporate banking teams and fostering strong partnerships with clients,” said Steve Woods, head of corporate banking at Citizens. “Establishing the West Region builds off the great success we have had in the Southeast Region at expanding the Commercial Bank beyond Citizens’ traditional retail footprint. It is a natural extension for Citizens Commercial Banking and will enable us to continue our current strong momentum and grow our client base.”

In addition to leading the Midwest Region, Malz succeeds Ralph M. Della Ratta as Ohio President. Della Ratta will continue in his role as co-head of Citizens Capital Markets, Inc.’s mergers and acquisitions advisory business, delivering strategic expertise and advice to clients.

Citizens is positioned as a strategic and financial partner, offering deep expertise, great ideas and seamless deal execution. The Citizens Commercial Banking approach puts clients first, and offers solutions that help clients make the best decisions throughout the life cycle of their business.

For more information about Citizens, visit the Citizens Commercial Banking website.

About Citizens Financial Group, Inc.
Citizens Financial Group, Inc. is one of the nation’s oldest and largest financial institutions, with $162.7 billion in assets as of June 30, 2019. Headquartered in Providence, Rhode Island, Citizens offers a broad range of retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations and institutions. Citizens helps its customers reach their potential by listening to them and by understanding their needs in order to offer tailored advice, ideas and solutions. In Consumer Banking, Citizens provides an integrated experience that includes mobile and online banking, a 24/7 customer contact center and the convenience of approximately 2,900 ATMs and approximately 1,100 branches in 11 states in the New England, Mid-Atlantic and Midwest regions. Consumer Banking products and services include a full range of banking, lending, savings, wealth management and small business offerings. In Commercial Banking, Citizens offers corporate, institutional and not-for-profit clients a full range of wholesale banking products and services, including lending and deposits, capital markets, treasury services, foreign exchange and interest rate products, and asset finance. More information is available at or visit us on Twitter, LinkedIn or Facebook.


Frank Quaratiello

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