The Best of the Web’s Personal Finance Tools

The Best of the Web’s Personal Finance ToolsPhoto by Markus Winkler

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Controlling your finances should not cause you constant stress and anxiety. It’s possible to manage your budget, credit score, and savings easily.

Your phone or computer has several options for personal finance tools that take the work out of financial planning.

Read below to find the best tool for you and your needs.

1. Quicken

Quicken is an easy-to-use personal finance tool. This tool allows you to create a personal finance budget to track your spending. You can set goals for personal savings and keep everything in organized personal finance spreadsheets.

Quicken has a bill paying feature too. This allows you to set and forget your bill payment procedure. It saves you time and the hassle of late payments and late fees.

Quicken software starts at $34.99. You can access it through Windows, macOS, iOS, or Android.

2. MyCreditTrack is a necessity for those trying to improve their credit score. Whether you have outstanding debt or need a boost in credit for a large purchase, this is the personal finance software for you.

My Credit Track can walk you through personal finance education. You will learn how to establish credit and improve a less than stellar credit score quickly. They have great customer service and a simple interface.

3. You Need A Budget (YNAB)

If you struggle with organizing your bills and setting up budgets, the You Need A Budget (YNAB) tool will change your life. You no longer need to feel intimidated by budgeting—this tool will guide you through every step.

The personal finance tool links directly to your bank account to learn about your spending habits. You can use it to track how you’re doing with spending habits and make adjustments when needed.

The software is affordable too! You can buy in month-to-month for $11.99 or $84 a year.

4. Personal Capital

Personal Capital is a slightly more advanced personal finance tool. Using this software you can track your budget and savings as well as your 401(k), IRA, or other investments.

Learn about the financial health of your investments and your spending all in one service. The interface is easy to understand and the advice is designed for those that want to make money through investments.

5. Mint

You can use Mint for budgeting and paying off debt. It will link directly with your accounts and keep your spending habits organized on a single dashboard.

If you are new to budgeting, this is a very friendly software to use. It is not meant for advanced investment information but can handle all your budgeting needs.

Personal Finance Tools are the Way of the Future

Even if you don’t consider yourself savvy with money, doesn’t mean you shouldn’t be in control of your finances.

With the personal finance tools above, it can be painless.

Get organized with your budget, spending, debt, and investments all in one place. You can have peace of mind knowing where your money is and how you’re using it.

If you’re looking for more financial tips and technology insights, check out our other articles.

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